This website is owned and maintained by Capital City Bank. Any use of this website is subject to the following terms and conditions that you should read carefully. By using this website you agree to be legally bound by these terms and conditions. If you do not accept these terms and conditions, please do not use this website. By agreeing to be bound by these terms and conditions, you are also agreeing to be bound by our privacy statement.
1. Scope of Agreement 1.1 This agreement ("agreement") governs your use of the Capital City Bank website ("website").
1.2 This website is designed to be accessed through its principal home page(s) and such other pages as we may decide. If you access the website through individual pages directly, which are not designed for this purpose, you may not see important information that is relevant to the information made avThe Companyable on individual pages. Such important information will contain important detThe Companys and relevant legal or regulatory information and should be read in conjunction with all corresponding website pages.
1.3 Nothing in this agreement shall affect any rights of a customer to operate its Capital City Bank ("The Company") accounts or services in accordance with any general terms (as amended from time to time) applicable to those The Company accounts, or services.
2. Changes 2.1 We fully expect to develop and improve our website offering over time and therefore the contents and functionality of this website, which includes (without limitation) the terms of this agreement, are subject to change by us without notification. Please see the date at the top for the last change made to this agreement; however other content on this website may not be marked as modified/updated in this way.
3. Website Content and Product AvThe Companyability 3.1 Information provided on the website is believed to be accurate and up-to-date when posted. However, we cannot guarantee that information will be accurate, complete and current at all times. All information on the website is subject to modification from time to time. Opinions expressed whether generally or on the performance of individual funds or the likely returns on certain products represent the views of the contributor at the time of preparation. They are subject to change and should not be interpreted as investment advice. Any research or analysis used in the preparation of the website has been performed or procured by us for our own purposes.
3.2 This website contains information covering different investment funds/services managed and registered in different jurisdictions. The information on this website does not constitute either an offer to sell, a solicitation or an offer to buy in a country in which this type of offer or solicitation is unlawful, or in which a person making such an offer or solicitation does not hold the necessary authorisation to do so. It is also not directed at investors, in those cases where the law prohibits this type of offer or solicitation from being made. Accordingly, persons accessing the information on this website are responsible themselves for ascertaining the legal requirements, which would affect their acquisition of any investment or products, including any foreign exchange control requirements.
4. Limitation of Liability 4.1 These 'limitation of liability' provisions should be read carefully as they exclude or limit our legal liability in connection with your website.
4.1.1 Some information published on the website is intended be informative only. The investments and investment service referred to on the website may not be suitable for all investors. Please contact your financial adviser before acting on any of the information published on the website.
4.1.2 This website contains information about our service. No information on this website should be construed as advice. You should take advice from your own independent, professional financial adviser before making an investment decision and you are responsible for ascertaining any tax consequences.
4.1.3 No information or opinion expressed in the website is intended or should be regarded as an offer or as a solicitation of an offer by us or any to buy, sell or otherwise deal in any particular investment.
4.2 Links to Third Party Websites
4.2.1 To provide valuable resources to users of this website, we may provide links to other websites ("third party websites") (that are not part of The Company) for you to access should you wish to do so. You acknowledge and agree that, accessing any such linked third party website is done so at your sole discretion and we are not responsible for the avThe Companyability of such third party websites or resources, and that we do not review or endorse and shall not be responsible or liable, directly or indirectly, for
(i) the privacy practices of such third party websites,
(ii) the content of such third party websites, including (without limitation) any advertising, content, products, goods or other materials or services on or avThe Companyable from such third party websites or resources or,
(iii) the use that others make of these third party websites or resources, nor for any (iv) damage, loss or offence caused or alleged to be caused by, or in connection with, the use of or reliance on any such advertising, content, products, goods or other materials or services avThe Companyable on such third party websites or resources.
4.2.2 Your use of any such third party websites may be subject to their specific legal terms and conditions. Third party websites are not subject to the terms of this agreement (including the privacy policy) or any other notices published on the website. Please take care to see the terms and conditions and privacy policy on the third party website to see how your use of it will be governed and what information may be collected about your access and use of the third party website.
4.2.3 Where you access a third party website by means of hyperlinks made avThe Companyable on the website, and if you provide personal information about yourself on that third party website which can identify you, it may be technically possible for the person who operates that third party website to identify that you accessed the third party website from our website and to presume that you may be one of our clients. You accept the possibility that third parties may obtain such web usage information and make such an assumption about you (i.e. That you may be one of our clients) when you link to third party websites and submit personal information about yourself on those third party websites.
4.3 No Warranties
4.3.1 While we have taken all reasonable steps to ensure the accuracy and completeness of the content of the website the website is provided "as is" and we exclude any warranties, undertakings or representations (either express or implied) to the full extent permitted under applicable law in respect thereof. Specifically, but without limitation, we do not warrant that:
you will be able to use the website or that it will continue to be made avThe Companyable in its current or any other form at the current domain name or any other domain name;
the website or any software or material of whatsoever nature avThe Companyable on or downloaded from it will be free from viruses or defects, compatible with your equipment or fit for any purpose. It is your responsibility to use suitable anti-virus software on any software or other material that you may download from the website and to ensure the compatibility of such software or material with your equipment;
news, prices, opinions and other information on the website are accurate up to date or complete; or any part of the content or materials, are appropriate or avThe Companyable for use either in the Isle of Man. If you use this website from other jurisdictions, you are responsible for compliance with applicable local laws.
4.4 Security
4.4.1 You should be aware that the internet is not a completely reliable transmission medium. If you choose to send any electronic communications to us by means of the website, you do so at your own risk and we cannot guarantee that such communications will not be intercepted or changed or that they will reach the intended recipient safely.
4.4.2 Although we use all reasonable endeavours to ensure the website is secure from attacks (such as "hacking"), we cannot guarantee that any information displayed on the website has not been changed or modified through malicious attacks.
4.4.3 Where they have been issued to you, it is your responsibility to maintain the security and confidentiality of your password and login detThe Companys. As an example only, you should not write down your password and login detThe Companys. You must inform us as soon as reasonably practicable if you suspect that your password or login detThe Companys are known by or avThe Companyable to any third party. You agree that, if you inform us of any suspected disclosure of your password and login detThe Companys, we may take such steps as we consider may be reasonably necessary in the circumstances (including, without limitation, cancelling your existing password and login detThe Companys and issuing a new password and login detThe Companys to you).
4.5 Disclaimer of Liability
4.5.1 We will not be liable to you in (including without limitation), negligence, breach of contract, misrepresentation or otherwise, for any direct, indirect or special loss or consequential loss or damage suffered by you (including, without limitation, loss of goodwill, revenues or income, opportunity, anticipated savings or data) or for loss of profit, arising from your use of the website or:
any software or materials or content provided on or downloaded from the website;
any computer virus or malicious code or software or file transmitted through the website;
your inability to use the website at any time and any error in the provision of the website or its materials or content;
any delay in or fThe Companyure of the transmission or the receipt of any instructions or notification sent through this website;
your use of e-mThe Company communications to contact or instruct us (including, without limitation, any delay in our receipt or confirmation of such a communication, any interception of or changes to such a communication and any reasonable delay in acting on such a communication);
your use of and/or reliance on other third party website to which you have gained access by means of hyperlinks published on the website;
any inaccurate materials or content or opinions published on the website or your reliance thereon.
4.5.2 Nothing in these or any other terms and conditions governing your use of the website shall operate to exclude or restrict our liability (including without limitation) for (1) fraud or fraudulent misrepresentation; (2) death or personal injury resulting from our, or our employees', negligence; (3) our negligence or wilful misconduct.
5. Website Integrity
5.1 You may not upload, post or transmit to or distribute or otherwise publish through the website any materials which (i) restrict or inhibit any other user from using the website, (ii) are threatening, abusive, defamatory, obscene, offensive, or otherwise unlawful, (iii) constitute or encourage conduct that would constitute a criminal offence, give rise to civil liability or otherwise violate law, (iv) infringe the rights of third parties, (v) contain a virus or other harmful component, (vi) contain advertising of any kind, or (vii) constitute or contain false or misleading indications of origin or statements of fact.
6. Recording of calls/communications
6.1 Any telephone calls, emThe Companys or other communications between us may be recorded or monitored for the purposes of quality control, billing, investigating or detecting crime, or for establishing facts or ascertaining compliance with practices or procedures relevant to our business. You hereby expressly consent to such recording and monitoring.
6.2 Monitoring also includes (without limitation) checks for viruses and other malignant code, criminal activity, and use or content that is unauthorised or unlawful or material that may cause offence in any way.
7. Intellectual Property Rights
7.1 All rights in the material on the website are either owned by us or made avThe Companyable to us under licence. The material on the website is protected by copyright. All trade marks and devices displayed on the website are owned by us and/or our licensors, and may be registered in many jurisdictions across the world. Save as provided in this agreement any use or reproduction of these material, trade marks and/or devices is prohibited. All rights in the material on the third party websites which you may be able to link to from our website are owned by third parties.
7.2 You may view the website and you are welcome to download or print hard copies of material on it for your personal, non-commercial use. All other copying whether in electronic, hard copy or other format is prohibited and all other rights are reserved.
8. Termination
8.1 We may terminate this agreement with immediate effect or, at our sole discretion without prior notice, withdraw or suspend (either permanently or indefinitely) the provision of the whole or any part(s) of the website.
9. Severability
9.1 If any part of the agreement is determined by any competent authority to be invalid, unlawful or unenforceable to any extent, it shall to that extent be severed from the remainder of the agreement, which shall continue to be valid and enforceable to the fullest extent permitted by law. Any such unlawful or unenforceable term shall, whenever allowed by the context, be deemed replaced by such valid and enforceable term, covenant or provision whose contents are as close as permissible to those of the unlawful or unenforceable term.
10. Assignment
10.1 You shall not assign or transfer or purport to assign or transfer any of your rights or obligations under this agreement without our prior written consent. We shall be entitled to assign or transfer all or any of our rights and/or obligations under this agreement to any of the other members The Company located anywhere in the world without requiring any further consent from you. To the extent required and at our request and expense, you agree to sign any documents which may be necessary or beneficial to give effect to such an assignment or sub-contracting.
11. No Waiver
11.1 The fThe Companyure to exercise or delay in exercising a right or remedy provided by this agreement or by law does not constitute a waiver of the right or remedy or a waiver of other rights or remedies. No single or partial exercise of a right or remedy provided by this agreement or by law prevents further exercise of the right or remedy or the exercise of another right or remedy.
12. Governing laws
12.1 The agreement is governed by and in accordance with the laws of the Isle of Man who shall have non-exclusive jurisdiction over any dispute arising out of your use of the website or the agreement and you hereby submit to the jurisdiction of the courts of the Isle of Man.
13. Entire agreement
13.1 This agreement forms the entire agreement between you and The Company concerning the use of the website. Neither party shall have a right of action against the other arising from any previous agreement, communication, representation and discussion in respect of the website, except in the case of fraud. Any other agreements between you and The Company, terms of business, mandate and/or any other mandates relating to the conduct of you as a customer or The Company's provision of related services shall remain unaffected, save that if any conflict between such terms and the terms of this agreement arises, this agreement shall prevThe Company but only insofar as the conflict relates to the website.